Dr Nishi Malhotra has done her PhD from IIM Kozhikode and received her MBA from MDI Gurgaon. She has also done her MCOM from IGNOU and qualified her BCOM (Hons) from Shri Ram College of Commerce. In the year 2015, Dr Nishi Malhotra qualified her UGC NET in field of Commerce. She has more than 3.5 years of experience in teaching and has approximately 11 years of work experience in industry. During her MBA summer internship, her efforts at Philips Lighting Limited, were recognized and she was offered a Pre-Placement Offer as Process Change Officer at Philips Medical Systems, Beijing, China. She has published various research papers with Scopus and ABDC B Journals and won more than 5 awards for the best paper at various National and International Research Conferences. She has topper throughout her schooling.
Publications:
- Malhotra N., Impact of Indigenous tribes and castes on the income of the households, IJBE (International Journal of Business Economics), ABDC B
- Malhotra N., Exploring the Influence of Hedonic Motivation and Social Factors on the Adoption of UPI: A UTAUT Perspective, Artha, Journal publication by IIM Calcutta
- Malhotra N., A Grounded Theory of Peer Mechanism in a Self-help Group, IIM Shillong Management Science Journal, May 2025
- Malhotra N., Organizational agility – digital transformation – case study of self-help groups through implementation of Payse Fatehabad Haryana, Accountancy Business & the Public Interest, Special Issue May 2025 – ABPI, ABDC B
- Prasad O.P. & Malhotra N., Empirical analysis of the impact of the buy-back announcement of indian it companies on their stock price, on Nifty IT and Nifty 50 index, Accountancy Business & the Public Interest, Special Issue May 2025 – ABPI, ABDC B
- Malhotra N., Emotional banking with a BOT or Digital Avatar: A PLS Sem-based study based on PSR (Para Social Relationship theory), Journal of Infrastructure Policy and Development, Scopus, Q2 · Feb 23, 2024
- Malhotra N., Impact of culture on the financial sustainability and outreach of microfinance firms, accepted for publication in IJBE (International Journal of Business and Economics) – ABDC B
- Malhotra N. & Coauthor, Impact of COVID-19 on the income of entrepreneurs who borrowed from SHG Journal of Human Values – Q2, (Online first, March 2022)
- Malhotra N. & Coauthor Impact of COVID-19 on borrowings from self-help groups and other sources of microfinance, International Journal of Development & Conflict – ABDC B, (December 2022)
- Malhotra N., Impact of Peer Monitoring on Sustainability of Self-help Groups, International Journal of Business & Economics – ABDC B
- Malhotra N. & coauthor, Sustainability of Microfinance Institutions in India, Dr Nishi Malhotra and Dr Pankaj Kumar Baag, Indian Journal of Economics, University of Allahabad, ABDC – C
- Malhotra N., Factors impacting the capital structure and profitability of firms, Accountancy Business, and the Public Interest, ABDC B
- Malhotra N & Coauthor, Finance Literacy as a Tool for Microfinancing: A Literature Review, International Journal of Business and Economics, earlier (ABDC – B), (October 2021)
- Malhotra N & Coauthor, How social capital impacts the sustainability of group lending programmes – A grounded theory approach, International Journal of Business & Economics, earlier ABDC -B, (November 2021)
- Malhotra N. & coauthor, Evaluation of various Public Policy Schemes & Microfinance initiatives on the economic welfare of people in India, (Empirical Economic Letters – ABDC C (Vol. 21, Special Issue 1, June 2022)
- Malhotra N & coauthor, Factors impacting the outcome of financial literacy on the financial behavior of the self-help group members in India: A PLS-SEM based model. Empirical Economic Letters – ABDC C, (Vol. 21, Special Issue 1, June 2022)
- Malhotra N., Sustainability of Microfinance institutions in India, co-authored with Dr. Pankaj Kumar Baag, Empirical Economic Letters – ABDC C, 2023
- Malhotra N., A Literature Review: Self-help Group Bank Linkage Programme, Journal of Internet Banking and Commerce – ABDC C, 2021
- Malhotra N & coauthor, PLS-SEM Modelling for Financial Literacy in Context of SHG," co-authored Indian Institute of Management, Shillong Management Journal, peer-reviewed and ranked in SC imago
- Malhotra N & Coauthor, Process views of peer mechanism in joint group lending through the theoretical lens of agency theory: A Systematic Review of Literature, Indian Institute of Management, Shillong Management Journal, peer-reviewed and ranked in SCimago
- Malhotra N & coauthor, Impact of Financial Literacy & Peer Influence on Financial Behaviour of the Self-help Groups – Evidence from Serial Mediation through Second-Order PLS-SEM - NFIM - Journal of Public Financial Management (NJPFM), 2022
- Malhotra N & coauthor, Factors Impacting Financial Inclusion: An Empirical Study - Prajnan: Journal by NIBM (National Institute of Banking Management); Peer reviewed, Oct 2021
- Malhotra N & coauthor, Factors impacting the Sustainability of MFIs – Abhigyaan Journal of FORE School of Management
- Malhotra N & coauthor, Sustainability of self-help groups: A literature review - IUP Journal of Entrepreneurship Development
- Malhotra N & coauthor, Issues in group lending as a source of microfinance: a literature review - IUP Journal of Bank Management
- Malhotra N & coauthor, The Influence of Financial Literacy and Peer Effect on Financial Outcomes in Self-Help Groups in India: PLS-SEM - IUP Journal of Bank Management
Articles Under Review and Resubmit/Under Review :
- Importance of Financial Literacy in Promoting Sustainable Livelihood, Emerald Publishing, Book
- An Impact of Financial Literacy on Financial Review: A Meta-Analysis, PLOS One, Q1
- Credit appraisal for loan to Coffee Chain, Quick case, Harvard Publishing
- Fractional system of Banking and money multiplier, Quick Case, Harvard Publishing
- Loan pricing using Base Rate and MCLR (Marginal Cost of Lending Rate) in India, Quick case, Harvard Publishing
Books Authored :
- Microfinance and Development in Emerging Economies: An Alternative Financial Model for Advancing the SDGs, Emerald Publishing; ISBN13-9781837538270
- Sustainable Pathways: The Role of Indigenous Tribes and Native Practices in India's Economic Model, Emerald Publishing: ISBN: 9781835494912
- In the pursuit of the sustainable development goals: Success stories of women entrepreneurs in emerging economies, Emerald Publishing
- Development and Conflict in Community Lending Programs: A Socio-Cultural Perspective, Emerald Publishing (In publication)
- Financial Leadership in Microfinance: A socio-cultural perspective, Taylor & Francis Publication
- Income Tax Laws, Notion Press; ISBN: 9798889352662
- Introduction to Cost Accounting, Blue Rose
- Reflections on new evolving financial paradigms in the wake of COVID-19, Elvia Press, ISBN: 978 9994986927
Chapters Authored :
- Sustainability Indicators for the Self-help groups in West Bengal, India: An Empirical Study – Book Chapter - Indian Economy@75" of the Centre for Budget Studies, CUSAT
- Evaluation of Financial Inclusion in the Villages of India: Qualitative Research – Grounded Theory Approach: Precursor to Digital Gaon – Chapter - IGI Global - Handbook of Research on Innovative Management Using AI in Industry 5.0
- Impact of sources of finance on Bitcoin investments among households, published in Powering Industry 5.0 and Sustainable Development Through Innovation, published by IGI Publishing
- Impact of digitization of food delivery, Digital Disruption in Hospitality, Sustainable Hospitality: A Global Perspective on People, Planet, and Profit, Emerald Publishing
- Gendered and Regional Impact of COVID-19 on the Government Transfer Income of members of Self-help groups in India, in the book Pandemic Diaries: A Casebook of Corporate & Societal Responses by Springer Publication
